Agree on index funds being bad in general. They distort the market. CRM at over 300 Future P/E...who wants that? You watch the whole market over swing... I th

Agree on index funds being bad in general. They distort the market. CRM at over 300 Future P/E...who wants that? You watch the whole market over swing... I think gold is a better move than anything denominated in dollars. Inflation is coming. A good amount of cash and physical assets makes sense for emergencies- if power goes out for a couple of weeks, the atm won't work.