4 ms·

But you should learn about the concept of time value of money. Don't part with your money until you have to, due to interest.

• ChrisMarshallNY 2y ago
  Depends. If a year is $50, and a month is $5, then you save $10 (16.7%). That's probably more than I'd make in interest. My time is valuable, too. Every second not spent deleting reminder texts, is a second I can use for other stuff.
  • toast0 2y ago
    > My time is valuable, too. Every second not spent deleting reminder texts, is a second I can use for other stuff. Don't delete them then. Inbox Infinity.
  • plorkyeran 2y ago
    And of course taxes make it better to spend less money than to earn the same amount of additional money. Beating a 10% discount for a one-year prepay means you're getting really good returns on your money, and 10% is the low end for annual discounts.