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What fees does betterment have if any? What allocations have you opted for?

• zackify 2y ago
  .25% on top of any investments you have through them, on top of the fund expense ratio https://www.betterment.com/pricing https://www.betterment.com/pricing That is 62k gone to fees assuming: 12k start, 12k put in per year. for 30 years at 7%.
  • desmosxxx 2y ago
    People don't realise that the opportunity cost of those fees is compounding money. In your example that 67k is 4.8% of your investments. And that's not including the fees of the ETF or mutual funds you get invested in. I would never even think about touching this service - why would anyone use this?
    • fragmede 2y ago
      Because it's easy. If someone's eyes glazes over before you get to the third Q in QQQ, and they're not going to entertain a conversation over Roth and 401k, some place to just money over to for retirement is very attractive.