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Vanguard, but instead of using target date funds I choose the index fund allocation manually. The target date funds basically just hold 4 index funds. If you
by nightski 2y ago
Vanguard, but instead of using target date funds I choose the index fund allocation manually. The target date funds basically just hold 4 index funds. If you are in a tax advantaged account, it's pretty trivial to just update those allocations once a year to pay lower fees.