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They force SMS 2FA because it is a lot more frictionless to assume that your users have a phone number than to assume that they have a 2FA app installed on thei
by brandon272 2y ago
They force SMS 2FA because it is a lot more frictionless to assume that your users have a phone number than to assume that they have a 2FA app installed on their phone and know how to manage those tools. It's also easier to support.
- ryandrake 2y agoUgghhh, "frictionless" as if we're talking about logging into Candy Crush here. Are the "Growth Hackers" infiltrating banking apps now? I don't want my bank software to be frictionless. I want it to be secure.
- brandon272 2y agoThe person I was replying to said "they just want your phone number", which to me implies that we're not talking about 2FA at the level of banking apps, as the bank already has your phone number, among plenty of other details. Most banking apps I have used also do not use SMS 2FA.