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I assume your bank gives you a debit card. And many government IDs have NFC chips nowadays.
by hocuspocus 2y ago
I assume your bank gives you a debit card. And many government IDs have NFC chips nowadays.
- Hamuko 2y agoPretty sure that neither my Visa Credit/Debit or my passport works for any kind of digital authentication. I think you can specifically get an ID that works as a smart card, but since you don't need just the specific ID card, but also a reader + faffing about, adaptation is super low.
- hocuspocus 2y agoParent's point is that the hardware is perfectly able to identify you, but we choose not to. In 2024 having a card reader is indeed not that great, but I still have the one given by my bank ~20 years ago, as it's a strong factor which I can use to set up weaker second factors (typically push notification to the mobile app, nowadays). We could imagine several ways people link their real, physical government ID to a trusted device. Every smart phone has had a built-in security key for the past 5 years or so. Banks have to check your ID at some point due to KYC. We could kill multiple birds with one stone.