I do not want to hand over early my payment and other sensitive details to a counterparty that I do not know or trust (yet). (I built a whole business around h

I do not want to hand over early my payment and other sensitive details to a counterparty that I do not know or trust (yet). (I built a whole business around helping other people avoid this too.) Yes, freebies are nice, but so is privacy and not having to fight bad card charges.