parnering with these sorts of companies and providing banking services/underwriting is a complex product line of its own. The major banks aren't necessarily in

parnering with these sorts of companies and providing banking services/underwriting is a complex product line of its own. The major banks aren't necessarily in that market or open for partnerships. And being big doesn't mean they'd be better at it - Goldman's partnership with apple is an example of the big bank not exactly getting it right. These are very complicated negotiated partnerships, not exactly plug and play lol.