> Pluses: in 20-30 years, there will be a lot of older folks who are very hard to fool or manipulate. I disagree. Tech literacy is going down, partially due to

> Pluses: in 20-30 years, there will be a lot of older folks who are very hard to fool or manipulate. I disagree. Tech literacy is going down, partially due to an overreliance on dashboard-style mobile apps and phishing scams are still widely effective. I have seen people lose mails and accounts to strategies that have been unchanged for an easily googleable 11 years now. Perhaps the inevitability of exposure is a numbers game, but I'm overall pessimistic, I think a lot of scams will become a lot more "personal sounding" due to AI agents, and a preparedness reset is coming.