These are worst-case scenarios worth considering, but IMO an obvious one not being discussed enough: credit cards are great if you're wealthy, horrible if you'r

These are worst-case scenarios worth considering, but IMO an obvious one not being discussed enough: credit cards are great if you're wealthy, horrible if you're poor. Between fees, absurd penalties for missed payments, and horrible rates if you don't have great credit- credit cards fleece the most vulnerable in our society while granting sweet perks to those with plenty. Cash is a poor person's best way to opt-out.