> People went from spending the cash in their pocket to cash in their bank account No they didn't. In the olden days, you would get your paycheque, cash the wh

> People went from spending the cash in their pocket to cash in their bank account No they didn't. In the olden days, you would get your paycheque, cash the whole thing, and then spend that money until next paycheque. That's no different to having your pay go directly to your account, and then spending directly out of your account by card.