Yeah totally agree. Every form of payment comes with pros and cons. Maybe one idea is to come up with many alternative payment methods. In Africa I've read eve

Yeah totally agree. Every form of payment comes with pros and cons. Maybe one idea is to come up with many alternative payment methods. In Africa I've read everyone pays with a phone number. In USA government gives food bank cards loaded with money. Maybe a system where anyone can load cash onto a card easily through any ATM machine.