Any data requirement in the above list that is public knowledge can be solved (in principle), but it takes coordination between parties that are not used to col

Any data requirement in the above list that is public knowledge can be solved (in principle), but it takes coordination between parties that are not used to collaborative/coopetitive behavior. There is also the bit of data cleaning work that is costly - somebody must be paid to design and operate it, but again with modern tech solutions its likely that this could become immaterial. Yet there is broader challenge beyond concrete applications: the financial industry is 100% an information processing industry but is largely inconsequential and absent in the development of modern digital technology.