Let me rephrase: The time we measure with our clocks from the outside doesn't apply inside of black holes. There is no way to say whether any singularity has ev

Let me rephrase: The time we measure with our clocks from the outside doesn't apply inside of black holes. There is no way to say whether any singularity has ever formed or ever will form even according to the math, since time inside of them isn't the kind of time we can measure from the outside. If you go inside of it the math says that now your clock inside of the black hole can still function, but that also means you are no longer connected to time outside of the black hole, so you can't say whether anything actually happens inside of them from our perspective, all the math says is what it would be like for someone inside. You need to make extra assumptions about what it means to have a disconnected time reference frame to say anything.