Yeah I've wondered about a system where health insurance is for major events like injury accidents and cancer, and typical office visits are handled as a consum

Yeah I've wondered about a system where health insurance is for major events like injury accidents and cancer, and typical office visits are handled as a consumer product. Insurance companies may want to pay for basic checkups and the like to reduce their risk of high ticket items -- or not, however the math works out. Seems like this has at least some of the benefits of a market system, for those who insist that nationalized health care is not something we can stomach in the US.