In general in the USA a lot of things are pushed to you as monthly payments, and not the total cost of ownership. Yes, you can afford a $900 / month car note.

In general in the USA a lot of things are pushed to you as monthly payments, and not the total cost of ownership. Yes, you can afford a $900 / month car note. But that doesn't mean that it actually makes sense to pay it for 72 months at some ridiculous interest rate.