I would never join a cartel like the American Bar Foundation myself, but that's not my understanding. https://www.aarp.org/health/medicare-insurance/info-2020/

I would never join a cartel like the American Bar Foundation myself, but that's not my understanding. https://www.aarp.org/health/medicare-insurance/info-2020/observation-status-lawsuit-ruling.html https://www.aarp.org/health/medicare-insurance/info-2020/obs... I hope you all the best. We live in a Second World country.