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It's not really "insurance" at that point then, is it? The system is set up with lots of people paying into it to cover the expenses of the relatively few that
by losvedir 2y ago
It's not really "insurance" at that point then, is it? The system is set up with lots of people paying into it to cover the expenses of the relatively few that need to draw on it, in the relatively low probability event that you need to. Insurance lets you get bigger payouts with smaller premiums.
If everyone can easily and frequently draw from it at will, I doubt it's sustainable as is. Either benefits will have to go down or premiums will have to go up.
I didn't see the article address this aspect of it.
- digging 2y ago> It's not really "insurance" at that point then, is it? You've never had to or wanted to quit a horrible job, but been stuck because you needed the income/benefits?
- bitshiftfaced 2y agoYou've never searched for a new job while working at a job you don't like?
- digging 2y agoI have, and it sucks. Especially when the current job is seriously unhealthy. It's far preferable to quit first, but I no longer work in an industry and economy where that's a safe bet. Thus, insurance.