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FICO already tells you what goes into their scoring algorithm. It's not a mystery. https://www.myfico.com/credit-education/whats-in-your-credit-score https://w
by astura 2y ago
FICO already tells you what goes into their scoring algorithm. It's not a mystery.
https://www.myfico.com/credit-education/whats-in-your-credit-score https://www.myfico.com/credit-education/whats-in-your-credit...
- standardUser 2y agoThese agencies had far less regulation and transparency before Dodd–Frank in 2010.
- astura 2y agoSo?
- isthatafact 2y agoI was curious, so I checked that page and did not find the equation used to calculate the "score", only vague hints. Is there a formula, spreadsheet, or code that people could use to verify their score? Or is it indeed a mystery?