4 ms·
Firstly, that's just conceptually stupid, but ok, whatever, it's the US. More practically: this is still a dispute process. You still have to fill in forms, yo
by franga2000 2y ago
Firstly, that's just conceptually stupid, but ok, whatever, it's the US.
More practically: this is still a dispute process. You still have to fill in forms, you still temporarily don't have your money, you still might not get it back. Why take that risk when you could just have a popup on your phone that you click "allow" on? 15 seconds max.
- ExoticPearTree 2y agoYou don't fill out forms or what you imagine. And because it is a credit card, you don't lose your money. Regarding your last question, about the 15 seconds friction, you should work for a bit in online commerce to see how fast people give up paying if there's even a little inconvenience in the checkout process and go somewhere else they perceive it makes their shopping experience easier. The biggest drop in conversion rates happens at the checkout stage.
- franga2000 2y agoWhere else would they go? The 3DS process depends on your issuer, not the merchant, so the process is the same no matter where you shop.