Edit actually answering your question: Go2Bank.com Most Americans just call this a checking account. > According to the Fed’s 2022 Economic Well-Being of U.S.

Edit actually answering your question: Go2Bank.com Most Americans just call this a checking account. > According to the Fed’s 2022 Economic Well-Being of U.S. Households survey released Monday, some 37% of Americans lack enough money to cover a $400 emergency expense, up from 32% in 2021. That means nearly one in four consumers would have to use credit, turn to family, sell assets, or get a loan in order to cover any major unexpected cost.