"One big reason I want a local account is so that my user profile..." Yes! This sounds like a minor thing, but this is my number one reason why I always create

"One big reason I want a local account is so that my user profile..." Yes! This sounds like a minor thing, but this is my number one reason why I always create a local account before adding any cloud features. If I sign in with a Microsoft account during setup my user profile is in "C:\Users\stuar" which drives me nuts. The easiest way around this whole issue is to just sign in with a Microsoft account during set up, but once logged in, create yourself a local admin account and log in with that, and then delete the first account that was created. I find this easier rather than trying to work around the initial set up process.