Money may not be a limiting factor in that you might actually need a very small amount of money to live on to do something similar to what Benjamin Thorpe did,

Money may not be a limiting factor in that you might actually need a very small amount of money to live on to do something similar to what Benjamin Thorpe did, but Money in the form of existing obligations and the inability to get out of those obligations is very much a limiting factor for just about everyone who reaches that age. The age of mental peak is also generally the age of most obligations accrued.