I've seen FB payments hyped to the moon lately as a revenue solution to Facebook's advertising 'problems' - my two cents are that Facebook is going to completel

I've seen FB payments hyped to the moon lately as a revenue solution to Facebook's advertising 'problems' - my two cents are that Facebook is going to completely flop at mobile payments. I don't think they can execute the product properly, from either a point of purchase proposition or from an easy-to-use perspective. PayPal struggles with complexity, and I believe Facebook's offering will not only be more confusing than PayPal but more complex. The world only needs (and or will use) more payment solutions if they're radically better, I don't see Facebook building that product, despite the user base they can tap into. I think Facebook is failing to fix the problems in their existing core product, while they lurch forward into areas they have demonstrated a limited ability to deliver on.