Apple Express Transit works with Octopus cards. https://support.apple.com/en-us/118625 https://support.apple.com/en-us/118625 You don't have to unlock your ph

Apple Express Transit works with Octopus cards. https://support.apple.com/en-us/118625 https://support.apple.com/en-us/118625 You don't have to unlock your phone -- just tap. If you have an Apple watch, just put your wrist to the reader. I use this all the time in NYC and it's so fast.