Ask HN: Advisor for Credit Cards & Funds Transferring

We're a startup in SD working on a fairly awesome new product, due to be released in a few weeks. However, we're running into a small snag: Our software gathers funding from many sources and distributes the funds to a designated organizer. We're in need of advice from experienced startups on how to cover the angles, and are also possibly looking for professional legal advice. If anyone who has been in this area for some time has input or can recommend someone for us to talk to, please let me know at keith [at] appzorz [dawt] com Cheers :)