Yes, I have. It's not the same thing. Money isn't a resource that is objectively needed, its role is to regulate economy. You could do anything that you do jus

Yes, I have. It's not the same thing. Money isn't a resource that is objectively needed, its role is to regulate economy. You could do anything that you do just as well without it, if people could agree on it. It isn't like a tractor that is needed, and there is no problem with renting tractors. The problem is that you do use money in your example: you use it to store your savings. By lending it,it gets used twice - once to buy the tractor, the second time it's still used to store your savings. It does take away somebody's ability to buy a tractor, as you buy one, so there is one less, or one extra needs to be manufactured. That can also be a problem - too many tractors can be created, so that food gets so cheap that it's basically free,and the farmers now can't make money. Which is what literally happened in the great deoression.