You're never going to have healthy birthrates in countries where you combine accessible effective birth control with secular individualistic neoliberal societie

You're never going to have healthy birthrates in countries where you combine accessible effective birth control with secular individualistic neoliberal societies. It doesn't matter how many services or incentives you have (see Kindergeld, or the TFR of Nordic social welfare states), the equation simply doesn't work. Having a kid is a raw deal for a woman, even in the best of circumstances. Supporting kids for the next 20 years of your life is a tough sell even for high earners with family support. When you remove the social/religious pressure to procreate, and you make unplanned pregnancy mostly avoidable you just don't end up with enough people having kids to keep the system running.