> make the loser pay court fees or arbitration fines The big problem with that in the US is that many complaints that much of the rest of the world handles by

> make the loser pay court fees or arbitration fines The big problem with that in the US is that many complaints that much of the rest of the world handles by having some government agency deal with them are handled in the US by the complainant having to sue in civil court. This would discourage many people with legitimate complaints from suing unless they have an open and shut case.