In recent years, it's been interesting to watch the rise of Dwolla (https://www.dwolla.com/ https://www.dwolla.com/) as an alternative payment network. It charg

In recent years, it's been interesting to watch the rise of Dwolla (https://www.dwolla.com/ https://www.dwolla.com/) as an alternative payment network. It charges nothing for under $10 transactions, and only $0.25 for any transaction over $10, no matter how large it is. The only drawback is that, for now, it only works in the US.