My point is with microservices you can, in theory, write all that stuff in a spec, and hand it to some new kid on the block. They then don't need to know about

My point is with microservices you can, in theory, write all that stuff in a spec, and hand it to some new kid on the block. They then don't need to know about billing or what not, you've taken care of that in the spec. Not saying it's a good way, but it's one way to end up with an inordinate amount of microservices per dev.