Yes, and ... This is already a major problem with long-tail risk activities (industrial plants, mines, oil wells) or those with numerous small operators (shipp

Yes, and ... This is already a major problem with long-tail risk activities (industrial plants, mines, oil wells) or those with numerous small operators (shipping, itself the origin of the modern insurance industry). Established operators sell off or otherwise divest high-risk operations, units, vessels, etc., to smaller entities which can extract remaining value then walk away from the ultimate costs. Add in to this problems of international law (and its even more problematic variants, marine and aerospace law), and you've got problems poorly addressed by market-bases solutions.