"Having money means importantly being able to avoid things that make you unhappy." I think this is the key point. Money by itself won't make you happy. But it

"Having money means importantly being able to avoid things that make you unhappy." I think this is the key point. Money by itself won't make you happy. But it can remove pain points that make you unhappy. The biggest example in my life is my parents healthcare. Currently they would like to be able to retire and move to where I live so we could spend more time together, but they can't afford to quit their jobs because they have had very bad health and they couldn't afford insurance on their own, and there is no way for a guy over 60 to move 8 hours and get a job paying close to what he makes in job he's been doing for 35 years. Starting over isn't really an option. If I had a big exit this goes away and significantly and immediately improves my life in that I get to spend much more time with my family.