> Most "normal" people don't make enough money to set aside additional cash on top of the national insurance they already pay in part to cover unemployment bene

> Most "normal" people don't make enough money to set aside additional cash on top of the national insurance they already pay in part to cover unemployment benefits. please note I always referred to "people who had great periods" work and money wise > Why should people need to set aside additional money to avoid claiming benefits they are paying towards their entire working life? because if you are doing great how fair is it for you to be careless only because "if I need it the state will support me?" Looks to me like it quickly becomes your fault and you only subtract funds that should better be used for the people who really need the support (the people you mentioned at the beginning of your reply)