I restricted my claim to those who: > obtained in demand credentials or skills From plumbers to programmers, there probably was not a better time in history t

I restricted my claim to those who: > obtained in demand credentials or skills From plumbers to programmers, there probably was not a better time in history to get paid. That is the nature of a decade of 0% interest rates, unprecedented in US history. If you did not get paid, it was because you were not shopping around for a buyer willing to pay more (not ascribing blame).