> I don't know what operating systems you are using, but My mac with the latest operating system still has a multiple "library" folders and a "system" folder. I

> I don't know what operating systems you are using, but My mac with the latest operating system still has a multiple "library" folders and a "system" folder. I presume windows 7 still has a windows folder, a program files folder, and documents and settings folders. Any unix type system has /usr /bin /var /etc . These things are so apparently ingrained it appears you are incapable of perceiving them. Those operating systems do separate user and system files with different permissions. Some even default to putting user files on a separate partition. > as for your third point, this is what is called the fallacy of the false dichotomy or false dilemma. The solution for this is that there's more than just the 2 options you are imagining. Please enlighten me.