> It does not put you in the top 2% if you have a tax rate of ~45% The top 2% pays tax, too. They're still in the top 2% of income, by definition. And that tax

> It does not put you in the top 2% if you have a tax rate of ~45% The top 2% pays tax, too. They're still in the top 2% of income, by definition. And that tax rate is more like 35%, less if married. After that student loan you're still taking home ~$11K/month. Other professions with higher pay also have student loans, you don't get to say "doctors are different and aren't in the income bracket you think they are because loans".