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(b) does not apply here. Like the parent said, you don't know how much exactly a medical procedure is going to cost you until the price is negotiated with the i

by yazzku 2y ago

(b) does not apply here. Like the parent said, you don't know how much exactly a medical procedure is going to cost you until the price is negotiated with the insurance company, which can often take months. The medical office will, at best, give you an upper bound. When you're in pain, you don't really have choice.

_heimdall 2y ago
B) applies here because medical intake forms include agreeing to the way prices are decided and agreeing to allow any treatments they deem necessary. It is basically a blank check. B) shouldn't be legal at all though, and that's the real problem. It is a fact that patients agree to owe whatever the hospital says they owe, and in my opinion that should be part of a credit history. Its also a fact, though, that hospitals charging this way is fraud and the system needs to be fundamentally fixed rather than band-aided by trying to just hide how much debt they are creating.
- yazzku 2y ago
  By "does not apply" I meant that you can't use the same logic in a health situation. You're mostly just paraphrasing.
  - _heimdall 2y ago
    Say more if you don't mind. What logic did I use that isn't right, and why can't it specifically for a health situation? I'm guessing the argument here is that you can't expect someone to have the chance to make a nuanced decision or to turn down care because of the terms a hospital requires you to agree to. That's simply not true. Beyond the obvious, but unreasonable, fact that one doesn't actually have to get treated there if they don't like the terms, it's a contract and contracts have to be agreed to by both parties. A patient doesn't have to sign intake papers as-is. It's a contract, scratch out what you don't agree to and add your own terms if necessary. Include "Under duress" with your signature and make sure the person at the desk is aware. You aren't trying to be difficult or fight with them, you simply don't agree to some of the contract and are making that legally clear while signing in.
    - yazzku 2y ago
      > because of the terms a hospital requires you to agree to. No. You cannot make a nuanced decision when you're in an accident and are rushed (unconsciously) to an out-of-network hospital, or any kind of similar emergency situation. Negotiating a medical contract is not like signing a car lease. Not sure why this is so difficult to understand? Have you actually been to a hospital, or in any form of even mild pain?

by yazzku 2y ago

_heimdall 2y ago

B) applies here because medical intake forms include agreeing to the way prices are decided and agreeing to allow any treatments they deem necessary. It is basically a blank check. B) shouldn't be legal at all though, and that's the real problem. It is a fact that patients agree to owe whatever the hospital says they owe, and in my opinion that should be part of a credit history. Its also a fact, though, that hospitals charging this way is fraud and the system needs to be fundamentally fixed rather than band-aided by trying to just hide how much debt they are creating.

yazzku 2y ago
By "does not apply" I meant that you can't use the same logic in a health situation. You're mostly just paraphrasing.
- _heimdall 2y ago
  Say more if you don't mind. What logic did I use that isn't right, and why can't it specifically for a health situation? I'm guessing the argument here is that you can't expect someone to have the chance to make a nuanced decision or to turn down care because of the terms a hospital requires you to agree to. That's simply not true. Beyond the obvious, but unreasonable, fact that one doesn't actually have to get treated there if they don't like the terms, it's a contract and contracts have to be agreed to by both parties. A patient doesn't have to sign intake papers as-is. It's a contract, scratch out what you don't agree to and add your own terms if necessary. Include "Under duress" with your signature and make sure the person at the desk is aware. You aren't trying to be difficult or fight with them, you simply don't agree to some of the contract and are making that legally clear while signing in.
  - yazzku 2y ago
    > because of the terms a hospital requires you to agree to. No. You cannot make a nuanced decision when you're in an accident and are rushed (unconsciously) to an out-of-network hospital, or any kind of similar emergency situation. Negotiating a medical contract is not like signing a car lease. Not sure why this is so difficult to understand? Have you actually been to a hospital, or in any form of even mild pain?