Because as a society, it's nice not to punish people as severely for requiring expensive medical care having a maxing out a bunch of credit cards. Sure, it woul

Because as a society, it's nice not to punish people as severely for requiring expensive medical care having a maxing out a bunch of credit cards. Sure, it would be better to reform health care so that care people actually need through no fault of their own doesn't put them into debt, but that's a lot harder to get done; reforming the way medical debt is treated is a much easier thing to do unilaterally. It's not obvious to me whether the proposal is a total ban on any medical related debt or if there's underlying legal details that attempt to condition the debt being excluded on some sort of test of whether the debt was unavoidable or not, but even if there's not, the question is whether excluding all medical debt is more fair than including; at least to me, it seems much more reasonable to punish medical debt at all than punish all of it.