Exempting it from credit reporting would at least partially undermine the statement that “debt is debt”, and thereby at least partially exclude it from consider

Exempting it from credit reporting would at least partially undermine the statement that “debt is debt”, and thereby at least partially exclude it from consideration in one’s ability to service other debts. It does these things by allowing people with medical debt to prioritize servicing those other debts, which they presumably agreed to take on, without fear of personal financial disaster for debts they generally had no choice in taking on.