Too late now to edit my original comment but this is what I missed: you can tap two phones together to transfer p2p. I.e. not iMessage mediated. https://www.

Too late now to edit my original comment but this is what I missed: you can tap two phones together to transfer p2p. I.e. not iMessage mediated. https://www.macrumors.com/2024/06/11/tap-to-cash-ios-18-pay-touch-iphones/ https://www.macrumors.com/2024/06/11/tap-to-cash-ios-18-pay-...