I was in Brazil once, atm skimmed my card and 100% of money in the account was withdrawn. There was a resolution process, and it was great. Bank refunded 100%

I was in Brazil once, atm skimmed my card and 100% of money in the account was withdrawn. There was a resolution process, and it was great. Bank refunded 100% of the money….after 2-3 months. I was extremely happy all things considered but you simply don’t have that risk profile with credit cards. (I had used an official atm inside a mall with armed guards and cameras, which Brazilians and guides recommended. After the incident I instead used the atm inside a bank, past their bulletproof glass and metal detected security, guarded by a guard with a machine gun. No skimming there.)