And the third hand, I suspect, is "the world is fast growing crueler than it was when I was young and I'm terrified of what may happen to my child when I'm old

And the third hand, I suspect, is "the world is fast growing crueler than it was when I was young and I'm terrified of what may happen to my child when I'm old or dead and they're all on their own, so I'd better do everything I can to frontload everything they'll need while I'm able." I don't know for sure; that all rather passed me by, though for where the state of the world seems heading I'm not actually sure I regret that too much. But they do also say the spectator sees more of the game.