Overall, very sound advice. I wish the article had mentioned buying a bond index fund as well though. Bonds tend to go up when stocks go down. So a bond index f

Overall, very sound advice. I wish the article had mentioned buying a bond index fund as well though. Bonds tend to go up when stocks go down. So a bond index fund will reduce risk by increasing the diversification in your portfolio. Also, Vanguard has very low fees for their index funds.