I have over an 800 score and never paid before the due date. They tell you the balance due ("Last statement Balance") and the date it is due on. Every card will

I have over an 800 score and never paid before the due date. They tell you the balance due ("Last statement Balance") and the date it is due on. Every card will let you schedule the payment for the due date. They also won't knock you if you are a few days late. I have been late a handful of times before and never took a hit. They will also reimburse the late fee if you call, but obviously they won't do this often.