"A partner/spouse helps immensely (and you both need to be aligned wrt goals and spending habits!)" Or they can be immensely destructive. Even if you align now

"A partner/spouse helps immensely (and you both need to be aligned wrt goals and spending habits!)" Or they can be immensely destructive. Even if you align now, marriage can be a future financial risk due to possibility of divorce. Overall, considering goal alignment/spending habits and divorce, it seems like a 50/50 chance you get one that actually helps vs one that hurts or is neutral.