I think the atrocious housing marking is definitely to blame here. I would love to move closer to work but I'm not giving up my 2% 15y fixed and the housing ma

I think the atrocious housing marking is definitely to blame here. I would love to move closer to work but I'm not giving up my 2% 15y fixed and the housing market is such that I don't feel comfortable financing a 2nd purchase (and rent out the original). So we stay, I do hybrid/flex and only come in about half the time.