Then one day you realize that you probably won’t ever get to see India after all, and the chance you’ll swim off the coast of Australia is shrinking year by yea

Then one day you realize that you probably won’t ever get to see India after all, and the chance you’ll swim off the coast of Australia is shrinking year by year. There are only so many trips remaining that will fit your budget and the time span over which that budget must stretch. On the other hand is the realisation that you've saved and invested all your life 'for that rainy day', and all of a sudden there is a tipping point. The realisation that money is no longer important because the money you have available will be more than enough to cover all of your remaining needs. (You might calculate that you have 10 years of normal spending levels on hand or available in some way and you can only expect to live another five.) The approach of death has a marvellous way of clearing the mind. It certainly moves those priorities around.