>If they think there is a higher risk of fire losses in the future there's nothing they can do about it. They can stop issuing new insurance policies if they t

>If they think there is a higher risk of fire losses in the future there's nothing they can do about it. They can stop issuing new insurance policies if they think they will be unprofitable. I also know a few people who have had their policy "accidentally" cancelled, and then they can not get a new one with that company.