That's true, loading times improved drastically with SSDs. The responsiveness isn't just about the loading times though. E.g. if you're typing text some web sit

That's true, loading times improved drastically with SSDs. The responsiveness isn't just about the loading times though. E.g. if you're typing text some web sites (thankfully not this one) manage to introduce a measurable delay between a key press and when letters appear. Computers in Win95 era were quite slow to be able to do anything complicated on each key press, so usually there was no extra processing and thus no extra delay. Also, few remember, but CRTs weren't limited to 60 Hz, and I remember using e.g. 100 Hz normally (with lower resolution), and the difference was quite noticeable.